Our software allows us to look beyond just a credit score. We regularly approve people with poor or no credit.
Note: Although this is the case, not all applicants are approved.
If you can't find answers to your questions or need further assistance, please contact Zo Financial at (833)719-1096 or click "Submit a Request" above. Customer Care Coordinators are available seven (7) days a week from 8 a.m. to 8 p.m. (PT).