General Leasing Questions

This section will give you an idea about the Lease-to-Own industry and what Zo Financial is.

• What Happens When I Consent to Contact from Zo?
• Who is Zo Financial and what do we do?
• What is Lease-To-Own or a Lease-Purchase Program?
• What is the Zo Financial Lease-Purchase Program?
• How Are Leases Different from Credit, Financing, and Loans?
• What Does "No/Low Credit Needed" Mean?
• I Have Bad/No Credit, Does That Matter?
• Does Zo Financial Pull Credit Reports?
• Will A Lease Application with Zo Financial Impact My Credit?
• What is the Difference Between a Hard and Soft Credit Inquiry?
• How Will a Zo Financial Inquiry Appear On My Credit Report?
• How Long Are the Lease Agreement Terms For?
• How Are Lease/Total Costs Calculated?