---
title: How Will a Zo Financial Inquiry Appear On My Credit Report?
description: Zo Financial will only make soft inquiries to the main Credit Bureaus. Other secondary bureaus do not offer this option and inquiries, to those bureaus, may be considered hard inquiries.
---

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1. [Zo Financial Help Center](https://learn.zofinancial.com/migration?hsLang=en)
2. [General Leasing Questions](https://learn.zofinancial.com/migration/general-leasing-questions?hsLang=en)

# How Will a Zo Financial Inquiry Appear On My Credit Report?

Zo Financial will only make soft inquiries to the main Credit Bureaus. Other secondary bureaus do not offer this option and inquiries, to those bureaus, may be considered hard inquiries.

- [General Leasing Questions](https://learn.zofinancial.com/migration/general-leasing-questions?hsLang=en)
- [Application Questions](https://learn.zofinancial.com/migration/application-questions?hsLang=en#main-content)

    - [Approved?](https://learn.zofinancial.com/migration/application-questions?hsLang=en#approved)
    - [Declined?](https://learn.zofinancial.com/migration/application-questions?hsLang=en#declined)
- [Leaseholder Questions](https://learn.zofinancial.com/migration/leaseholder-questions?hsLang=en#main-content)

    - [I need to access or update my account.](https://learn.zofinancial.com/migration/leaseholder-questions?hsLang=en#i-need-to-access-or-update-my-account)
    - [Questions about payments.](https://learn.zofinancial.com/migration/leaseholder-questions?hsLang=en#questions-about-payments)
    - [Issues with product.](https://learn.zofinancial.com/migration/leaseholder-questions?hsLang=en#issues-with-product)
- [Zo+ Membership Questions](https://learn.zofinancial.com/migration/zo-membership-questions?hsLang=en)

# Zo Financial Inc.

Zo Financial Help Center

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