---
title: Is There A Fee to Apply?
description: Is There A Fee to Apply?
---

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1. [Zo Financial Help Center](https://learn.zofinancial.com/migration?hsLang=en)
2. [Application Questions](https://learn.zofinancial.com/migration/application-questions?hsLang=en)

# Is There A Fee to Apply?

Zo Financial doesn’t charge an application fee or processing fee. The initial payment is small and is made from your credit/debit card immediately after a lease is signed and becomes active, but it is also your first payment and is part of the total cost of the lease. If you are not approved for a lease purchase, there is absolutely no financial obligation.

- [General Leasing Questions](https://learn.zofinancial.com/migration/general-leasing-questions?hsLang=en)
- [Application Questions](https://learn.zofinancial.com/migration/application-questions?hsLang=en#main-content)

    - [Approved?](https://learn.zofinancial.com/migration/application-questions?hsLang=en#approved)
    - [Declined?](https://learn.zofinancial.com/migration/application-questions?hsLang=en#declined)
- [Leaseholder Questions](https://learn.zofinancial.com/migration/leaseholder-questions?hsLang=en#main-content)

    - [I need to access or update my account.](https://learn.zofinancial.com/migration/leaseholder-questions?hsLang=en#i-need-to-access-or-update-my-account)
    - [Questions about payments.](https://learn.zofinancial.com/migration/leaseholder-questions?hsLang=en#questions-about-payments)
    - [Issues with product.](https://learn.zofinancial.com/migration/leaseholder-questions?hsLang=en#issues-with-product)
- [Zo+ Membership Questions](https://learn.zofinancial.com/migration/zo-membership-questions?hsLang=en)

# Zo Financial Inc.

Zo Financial Help Center

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